Penning Group Blog

The Penning Group blog is written and edited by the advisors and attorneys of The Penning Group, providing practical business, personal, and legal information. To view blog posts by category, choose a topic area from the sidebar menu.

Tuesday, June 23, 2015

Employment Law Handbook

The U.S. Department of Labor publishes a guidebook to provide businesses with general information on the laws and regulations that the Department enforces. The guidebook describes the statutes most commonly applicable to businesses and explains how to obtain assistance from the Department for complying with them.

The Employment Law Guide: Laws, Regulations and Technical Assistance Services can be accessed at...

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Tuesday, June 23, 2015

Federal Advertising Guidelines for Businesses

 The Federal Trade Commission Act prohibits advertising that is untruthful, deceptive or unfair, and it requires advertisers to have evidence to back up their claims. There are also other federal laws applicable to advertisements for specific types of products and state laws that apply to ads running in particular states. An advertisement is unfair if it causes "consumer injury." The Federal Trade Commission (FTC) uses a three-part test to...

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Tuesday, June 23, 2015

Bad Checks. What to Do About Them

Why did the check bounce? Most often, it is because of a mistake by your customer. On rare occasions, it is the result of the bank's mistake. With a few simple steps, you can minimize the incidents and impact of NSF (non-sufficient funds) checks and associated "bad check" fees from your bank.

The following information should be considered as you look at your company's policies regarding the receipt and cashing of checks:

  • Deposit...
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Tuesday, June 23, 2015

Employees' Use of Cloud Storage

Your Business May Need an Explicit Privacy Policy

Employers are discovering that cloud storage services are a great way to access work-related data at home and on the road, and to collaborate with co-workers, especially those who work remotely.

Unfortunately, they are also a great way to make their confidential data insecure – which is why you may need a policy covering their use.

Cloud services allow users to log...

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Tuesday, June 23, 2015

Michigan Business Owners Beware of Mail Offer to Prepare Annual Corporate Minutes

Michigan law, like most states, requires corporations to prepare Annual Minutes. However, Michigan business owners should be aware of various mass mailing campaigns that contain forms that may be misconstrued as mandatory forms to be filled out and filed with the State of Michigan (see example below).

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