As the U.S. economy and, in particular, the housing market, comes to a grinding halt, many Americans who spent their home equity like monopoly money find themselves with no equity in their homes and, in many cases, individuals owe the bank and mortgage companies more than their homes are worth.
The traditional strategy of finding a smaller and less expensive home to provide excess proceeds at retirement to fund living expenses has all but disappeared for some individuals. The downturn in property values and almost impossible credit market to acquire new financing has made home selling and buying a struggle in many markets.
I read about an interesting concept in a recent...Read More...
The North-American Free Trade Agreement (NAFTA) eases the temporary entry of citizens of the United States, Mexico and Canada, whose activities are related to the trade of goods or services, or to investment. Business visitors can be admitted for business purposes under R186(a) and can carry out their activities without the need for a work permit if certain conditions are met. We are providing you this information in the event that you send employees across the border that fit under this exception. If your situation does not qualify under an exception, we can provide you with the documentation necessary to apply for a work permit. (If you are contracting with a...Read More...
PROPOSED LAW BANNING DIRECT SHIPMENTS BY IN AND OUT-OF-STATE WINE RETAILERS IS BAD LAW AND BAD FOR MICHIGAN
Prior to the holidays, the Michigan Legislature hustled a poorly crafted piece of legislation through the system to allegedly protect the public's best interest by making it almost impossible for in and out-of-state wine retailers to ship directly to customers. The senate modified Bill 6644 previously passed by the House of Representatives by allowing wine deliveries by retailers to consumers but only if the product is delivered by employees of the retailer.
The Bill supporters will cite factors such as loss of state tax revenue from diminished sales by Michigan liquor...Read More...
A recent article about Michigan's House Bill 6644 as it appeared in Crain's Business News
Alcohol bill uncorks biz concern
By Amy Lane and Nathan Skid
LANSING - When Ronnie Jamil looks at House Bill 6644, he sees some of his business in jeopardy.
That's because the bill, which would ban retailers from shipping wine and other types of alcohol directly to customers, extends to catered events.
“We are a unique...Read More...
Congratulations to Larry Mawby and LMawby Vineyards on 30th anniversary!
The following is an excerpt from an article which appeared in The Detroit News about LMawby Vineyards -
Thursday, December 4, 2008
L. Mawby Vineyards marks 30th anniversary
With the holiday season upon us, we can be grateful for many things,...Read More...