Even if you have a relatively modest estate, life insurance can be an important part of your estate planning for the obvious reason that it can substantially increase the estate’s value. In the case where there’s a premature death and a young family is in need of support, life insurance may be the primary means for that family's financial survival.
The following guest blog is written by Ted Kotsakis, Chief Executive Officer of PLUS Financial Network. He has been in the insurance business since 1985 and has held managerial positions with Prudential and AIG Life prior to creating PLUS Financial Network.
The U.S. Department of Labor publishes a guidebook to provide businesses with general information on the laws and regulations that the Department enforces. The guidebook describes the statutes most commonly applicable to businesses and explains how to obtain assistance from the Department for complying with them.
Why did the check bounce? Most often, it is because of a mistake by your customer. On rare occasions, it is the result of the bank's mistake. With a few simple steps, you can minimize the incidents and impact of NSF (non-sufficient funds) checks and associated "bad check" fees from your bank.
Employers are discovering that cloud storage services are a great way to access work-related data at home and on the road, and to collaborate with co-workers, especially those who work remotely.
Michigan law, like most states, requires corporations to prepare Annual Minutes. However, Michigan business owners should be aware of various mass mailing campaigns that contain forms that may be misconstrued as mandatory forms to be filled out and filed with the State of Michigan (see example below).